[vc_row][vc_column][vc_custom_heading text=”Opening of Fixed Deposit” font_container=”tag:h2|font_size:38|text_align:left|color:%2304833a” use_theme_fonts=”yes”][vc_column_text]<\/p>\n

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1. In a Fixed deposit scheme, the amount deposited by the customer is invested for a fixed time\/specific period, repayable on maturity\/due date with agreed rates of interest, payable as simple interest either monthly or quarterly.<\/li>\n
2. An account can be opened in the name of the person in his own name or two or more persons in the name of an institution, trust, society, name of a minor under guardianship of natural parents.<\/li>\n
3. The customer has to complete all the necessary formalities as well as fulfill the documents as per KYC norms i.e. 2 latest photographs, Address proof, Identification proof, etc. as mentioned in saving schemes.<\/li>\n
4. At present, the rate of interest varies from 6.00% to 9.25% on different time periods which are reviewed from time to time.<\/li>\n
5. An Extra 0.50% interest rate is allowed for senior citizens.<\/li>\n
6. No interest is paid if the deposit remains with the bank below 14 days in case of premature withdrawal.<\/li>\n
7. A customer can avail of the loan facility to the extent of 85% of the amount of FD.<\/li>\n
8. No penalty shall be charged from the customer on an amount withdrawn prematurely but reinvested in the same branch for a period longer than the remaining period of the original contract.<\/li>\n<\/ol>\n

   [\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

   [vc_row][vc_column][vc_custom_heading text=”Opening of Fixed Deposit” font_container=”tag:h2|font_size:38|text_align:left|color:%2304833a” use_theme_fonts=”yes”][vc_column_text] In a Fixed deposit scheme, the amount deposited by the customer is invested for a fixed time\/specific period, repayable on maturity\/due date with agreed rates of interest, payable as simple interest either monthly or quarterly. An account can be opened in the name of the person in his […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/ccbbhiwani.in\/wp-json\/wp\/v2\/pages\/14210"}],"collection":[{"href":"https:\/\/ccbbhiwani.in\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ccbbhiwani.in\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ccbbhiwani.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ccbbhiwani.in\/wp-json\/wp\/v2\/comments?post=14210"}],"version-history":[{"count":1,"href":"https:\/\/ccbbhiwani.in\/wp-json\/wp\/v2\/pages\/14210\/revisions"}],"predecessor-version":[{"id":14212,"href":"https:\/\/ccbbhiwani.in\/wp-json\/wp\/v2\/pages\/14210\/revisions\/14212"}],"wp:attachment":[{"href":"https:\/\/ccbbhiwani.in\/wp-json\/wp\/v2\/media?parent=14210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}